免费文献传递   相关文献

An Empirical Analysis on the Households‘ Willingness to Participate in Forest Insurance——A Case Study in Jiangxi Province

农户参与森林保险意愿的实证分析——以江西为例


对农户参与森林保险意愿进行实证分析,利用Logistic模型对影响农户参与森林保险的各个因素进行回归。结果表明:显著的变量有户主的年龄、家庭收入的主要来源、林业灾害带来的经济损失程度、农户的森林是否经历过灾害、农户对林业保险的了解程度、农户对森林保险的需求态度、森林保险的索赔额度、农户对森林保费的态度、国家补贴保费下的参保态度。

The study makes an empirical analysis of households‘ willingness to participate in forest insurance by adopting the Logistic model. The result of regression indicates that the significance variables include householders age, their main source of household income, extent of economic losses caused by disasters, whether households have experienced forest disasters or not,how much know about the forest insurance, what attitude hold toward the demanding of forest insurance,what attitude hold toward forest insurance premiums, how much insurance can compensate,what willingness to participate in such insurance programs with state-subsidies.


全 文 :!!"
" !
#
#
$ % & &
$
#
%
& ( )
()*+,)- )./-* )+)(-*
/012!"!+02#
345!$ % & &
[FCù±&7I×W™ãy~
!
***
Tz*VI
»;¼
&
6
½¾–
&
6
’8t
$
"&2
z*[/)3ÊXØ)E
6
OU
77%%!## $2
\üY3/)Y3KLÝ
6

$%%!77$
!
6
"
!6
W[FCù±&7I×W‘’ãy~
!
•Œ
.0?@GK@Q
‰ŠW†‡[FCù±&7I™˜iÊ‘’Ã
g
&
ˆžqŸ

žÛ™·¹oFt™$E
%
3ð¿õ™t(ªw
%
&Z,Šª™3Êæ¥Ô
%
[F™±&Ì!
3ÏÜZ,
%
[FW&7I™ýUԁ
%
[FW±&7I™+);
%
±&7I™í[&
%
[FW±&7à™

%
23~Ú7àc™C7;
&
#$%
6
±&7I
#
×W
# .0?@GK@Q
‰Š
#
[F
&()*
! d7$;2$666
+,-./
!-666
+01*
!&%%& :"!88"$%&&#%# :%&&" :%"
¿ÀÁ#
$%%9 :&& :&&#
ÂÃÁ#
$%&% :%$ :%8&
ÄÅz§

2356()ÄÅz§
" "%9;7%%; $ #
de}vPQQ()KLz§
" &%Mf(;7%&7; $ #
z*[/)?ÄÅKLz§
"%9%%77!9$ #
z*‘QQ()ABz§
"%8Mf!%$ &
!S…VVÉÊUË
&
:+!GO&.&"$:+$48&8#+*E6_#)86E#$28/ `&$&+%+688
*# P.*&"&O*6&+Y#.68*T+8).+"6***:386W*)24 &+c&+%F&P.#(&+"6
.@40V=>S=@
&
6Y=>?,4@kB0>?
&
6(40f@4>BC4
$
"&2;"(/(&#/$ K+#$%5"9((2! [3#/4I3!4+3">2->+#2?/30%+,3-6Q#/"9#/4 77%%!##
$28%,%#+"9 ./,-3->-%()*3/#/"%#/$ ;"(/(&3",! 59#/49#3?/30%+,3-()*3/#/"%#/$ ;"(/(&3",659#/49#3$%%!77$
:08*."*6,B=GKCH5S4Z=G4> =SR@I@Q414>415G@G0LB0CG=B01HG/ T@1@>?>=GGK0R4IK@Q@R4K=@> L0I=GK@>GCI4>Q=A5
4H0RK@>?KB=.0?@GK@QS0H=1U,B=I=GC1K0LI=?I=GG@0> @>H@Q4K=GKB4KKB=G@?>@L@Q4>Q=J4I@4A1=G@>Q1CH=B0CG=B01H=I

G4?=!
KB=@IS4@> G0CIQ=0LB0CG=B01H @>Q0S=! =WK=>K0L=Q0>0S@Q10GG=GQ4CG=H A5H@G4GK=IG! TB=KB=IB0CG=B01HGB4J=
=WR=I@=>Q=H L0I=GKH@G4GK=IG0I>0K!B0TSCQB Z>0T4A0CKKB=L0I=GK@>GCI4>Q=! TB4K4K@KCH=B01H K0T4IH KB=H=S4>H@>?0L
L0I=GK@>GCI4>Q=! TB4K4K@KCH=B01H K0T4IH L0I=GK@>GCI4>Q=RI=S@CSG! B0T SCQB @>GCI4>Q=Q4> Q0SR=>G4K=! TB4K
T@1@>?>=GGK0R4IK@Q@R4K=@> GCQB @>GCI4>Q=RI0?I4SGT@KB GK4K=iGCAG@H@=GU
;64 <#.286L0I=GK@>GCI4>Q=# T@1@>?>=GG# .0?@GK@QS0H=1# B0CG=B01H
66
"#&N-bD‘Ô™ìõ
!
&vw(Ê
4̯NEcÁž•&
qg&:!ò#±
!
Ø
Š}˜é56Z,™’mƒvVZ,™ ‰
!
ç
%
“
%
 
%
z
%
¡¾,“56Z,TuM]^w
%
_
&èB“vVZ,
!
QK±&vw¬:!Šª›
/æ¥
&
ç2Ï:±&\ZÞ$—æ£
&27#
ïã
!
»‚ÿ3Êæ¥ÇÜ
&%
-9
"
¾Á
!$%%7$&
5
$%%!
$z*‘&!šbDTª
!
[FW±&3
™í½]ZTÄ&¾ý
!
±&\Z™Ï:oŸž²
‘
!
vVZ,ÁWŠJ
"
’Põ“
!$%%9$&
?56
Z,Ï:bý":;IJ™Ž”.\oþ§
!
ç
$%%8
$H2Oj&9Š}°›™)*
%
` 56Z
,
!
Kz*‘&Šªÿ3Ê楾î
&&$2;
-
9
&
å
!
öÒ*â+)ÉÜ,àoݙÔÕª~
…[F3±&™56“I
!
ß±&7I§þVÌ
~…[F“I™,à¤oݙÔÕ
&
ç2™±&7IKL7g
$%
ýè
8%
$pf
!
<
Wç2±&7IÕÖKL
=
aeý4ç2èб
&7I™§™
%
×Ø
%
jŽuo2iÃÕÖ
&
宙
KLt(3ÏTc¦iû>

,̱&7I™f;
Q^G3ƒÃÅãÃû>
&
KLt(ÒH4±&7
I×Ø
%
{¶H€ƒ"bߙy¡
!
W±&7IH±
&Z=
%
7Iàý–—ƒ÷ø“ÕÖ
"
’{P
“
!&98##
Q\c
!&989$!
™Wêë‘G™±&7I
ÃÅÓU‘’ýãÃ?@ƒQ^~
"
P:
!&98##
WøŸ“
!&98;$&
o̱&7IÏÐÜÔH™ã
ä®du!:™ÕÖߍ
&
43ÏÃÅãî
!
/
[)˃ãÃÓUˏþ¢áç2±&7IÏÐ
& ( )
!"
"
6
Î4F[ÕÖÍÏÐm.Üf$ea;§
!
ç7
I0²êr"
%
23¾‹=ê›
%
ܒ±&7IŽ
™Îf
%
:7ý‘
%
þ¢êáf
%
ÞQÑ®
"
’{P
!
&99;$
ƒ&7I™|™
%
¹º
%
fL
%
7&
%
Q[“
MÎ4ꖗ]
"
ng
!&99;$&
™W47IH7I
àý™µQ–—MÎ4Z/™ÕÖ
!
.ó_K̯
ª.‚àý™—=ÌêAä™
"
=3=
!&999$&
q
g±&7I¹ºj
%
“IÒH
%
[”ý¾
%
Î41
7I{֙h•]ùiÃ]™ij
!
»‚±&7
IÐ¥
%
¿à¥
%
Q[¥
"
=3=“
!$%%%$&

Y̯偪G3±&7I̯ü¢™…ƒ0²
™.c
&
ç2™±&7I̯o“IÏ:ƒ“Iè
¹
$
éꖗÊ
!
"…†±&7I̯W:|v
™Gkk€ƒ`W‰Š
!
ªŠJ|S“IƒÅ¢5
ólA
!
¶°,飵±&7I̯ÏÐ+(™à
ýƒ®7ýl—0²
"
s\:“
!$%%;$&
å
!
B
б&7Im™ë÷+(Y±&7I|™
%
fL
%
7IÅ&
%
#"
%

%
Q[jkõO
!
.c±&7I
740²
"
Mm“
!$%%#$&
cÌìß±&7I
™¢£Êu´)UÂnŽ
&
™WöÒ±&7IÏ
Ф”™t(y
!
&°‹Œ
-P,
ŠÂCD=p‘
o
%
“I®—™±&7I!}
!
ÉÜ7I“Iyp
”W,ÿæ³7Iµ£ê„7I™“I&]74
"
=3=“
!$%%8$&
Y±&7IH™t0’V«q
ª~
!
…†TiCVt¶™iÃ]±&7Ir
µöÒ&ÏЙ+(
"
ƒr“
!$%%8$&
ÉÜWa
…
%
z*
%
Žz
%
ê*KL±&7I™‘Б’ëÎ
KLÛ&°iÃ]±&7I™+(
"
Q]Ÿ“
!
$%%9$!
4ϒiÃ]±&7Iyp”ÕÖ!
+
(!u3Ê
%
Å4IJ
%
̯”‘Ô
%
s¿iÃ
%
H(
̯“Á2IJ™‘,;.c™ÕÖ
!
ŠZtp™
—=!u•ý
%
£—ŠZ$_Ï:™Ûýùé
%
Á
2‚ÓàŒ“HÔ
!
YZô¥
!
lœKL
"
ƒr
!
$%%9$&
$%%"
$
&%
%z*‘lA
$;
i”èÐiÃ]
&ú\Z7IÃÅÓU
!
Û4
<
z*‘iÃ]&ú
\Z7IÃÅj
=
Ÿ–A—ý±&7I™7I5
d
%
[r| 
%
ð7jƒQ[âm
&
V‘,;&¾
&[ƒÀ*+“Iä=
!$%%9
$
8
%z*‘#
èÐiÃ]&7IÃÅÓU
&
?@ÏÜ

{ä&
™:7ýº¾
!
ß1}&™7Im/–7‹Z‘
¯±ý
!
y±ý˜/˒ƒ7I{ÖW1}&7
Im7‹Zu›™;6
!
&3Ë£€Ì[
F™:7×W@̺›(™y
&
Ægå
!
ÓP4
õF?@v1™ÄÑ!
‹ŒD¹‰Š~†‡[
FCù±&7I×W™Ê
&
&6
Q^žuKL&¶
ÓKL Ã(Æ1ÕO“
"$%%9$
2g[FC
ùŠZ7I’V™«q‰Š
!
W[FCù±&7I
×W™Ê‘’Q^~
&
&—†ú=p
1
ê·
!T
V&ú™$:±¹
!
ô
Aú:±‰Š
TA!=
S-
"
Hiª“
!&99"$!-l%!!
VR
!-
V×w#
!S
V5/¯±ý
&
4&—òd
IJà_귙Ñac
!
5/¯±ý
S
}:!(Ê
:õhº
%
vŃñؙ†‡
!
ŒN.
:
|p¾þ:
!&
*"J!L!5!-$ A:J
/
"-$
L
+
"-$
5
D"-$
q$
!J!L!5
~€V4
-
÷#:õ™hº¹
%
vӃ&ØvwÑ
a
& % _
/
"-$ _&!%
% +
"-$
%
&!%
%
H"-$
%
&!:
V

!
ÝTAú™5/¯±ý{4òdÊÁ“™
Ñac
!
×f÷,5™vÓ
%
hºƒñØ:õݯá
! ¹ ¯ ± ý
!
ô
S A *
-
"J!L!5!-$ A
.
*"J!L!5!-$C
.
-
*"J!L!5!-$
&
[Fêvw±&7I™#Œ•»
V
J;&
A"1TN@P$ Z"& N#$ M,1T"& NF$ N
@P- Z#!
ô
1TN#F1TN@P&@
V»&u&:õ
™×f=p
! P
V&:õ™ì¹
# #
VZ,Ï:™

"%
%
#
%
&$#F
VZ,Ï:K[FŠª!°
T
™æ¥ý
"%
%
F
%
&$#3
V[Fvw7IàŒðì
!°™³~Y
"%
%
3
%
&$#W
V Ï:Z,®7I{
Ö[”&ð[Fì楙³~Y
"%
%
W
%
&$&
[
Fvw7I÷™#Œ•»

"1TN3Z1TN@P$ Z"& N#$ M,1T"& NF$ M
WF1TN3Z1TN@P- Z#
A1TN#F1TN3Z1TM#WF1TN@P&
66
&C[F™’VÂÃÌ4Q]v™&Cc
!
[
FCù±&7I™×WV

8A"1TN#F1TN3Z1TM#FW1TN
@P$ N"1TN#F1TN@P$! "&$
”dV

8A"#FWN3$1T"J!L!5!-$& "$$
66
çž[F(vw7I
!
[FCù±&7I™×
W
8
Љ´š
8
(
%#
ö
8A%
÷
!
[FCùLêC
ù±&7IŠª™#Œ•»ÌÁ“™
&
4åºDE
8`%
™Ña
!
ô
#FW`3&
ö
#FW`3
÷
! 8
—/
!
[FCù±&7I™×
W—¥
&
å
!
†‡[FCù±&7I×W™Ê
o
3!#!F!W!G!T&
qgÄÿ†‡Ê4?@[F×
W÷º¥ÿª¹
!
åÓKL׌xb·¹ÁW
{|ª†p
!
7àý
3
Œ[FW7à™;ƒ23
8&&
6!
#
# yP:“

[FCù±&7I×W™ãy~
***
Tz*VI
~Ú7à®C7;ª†p
#
Z,Ï:bý
#
ŒÌ
!3ϱ&Z,ªª¹
#F
Œ&Z,Šªæ¥ª
ª¹
#W
Œ&7Ií[&ªª¹
#T
M}3ðh
º=
%
&Økí:õ™vÅTu×w#“Ê™†
‡
!
qg×w#
-
Ì,i6:·¹
!
ê}[F×W†
‡
&
ÓKLë÷MDE[F™vÉ)QQ£ò

$
E
%
}de™Ô
!
Z,ù7I“jk™Ê
"
±&
M]^wÑa
%
[F»&í½];
%
[FW&
7I™ýUuW&7I™+)
$&
$6
`ªwuqe]³D~
ÓKLàŒ™`ªwgWz*‘
8
iØ9‘
’~\?@
!
ÇHçq
&
Ý$
&
`!uá—y9
%
z{9ƒ<9
&
~\™—y9”oYØ
%
OU
#
z{
9”oÇB
%
Âz
%
|Y
%
!ƒ“
#
<9”o}><
%
:~
%

%
\€“
&
?@÷,V
$%%9
$
!
?@׌
/È~\j‘’
!
Ï*\Ó
7%%
i
!
¿ÃoÝ\Ó
$$8
i
&
=>?@
Ö×U¶ˆÆÇ
Y$Eª«
!
Ft$Et(ÒH4
$; _!#

%
!; _;%
Ä
$
iû>
!
ðì0\ә³~Y~€V
!#2$ƒ
!$2&\&
4}deԁjk
!
Ft™}d
eԁŸ ê¾
!
­)TcP”ԁð
!%2!\!
ò
‡Ì­)P”ƒfHP”ԁ
!
ÇH.q
$&
N
?@
҈‚(ƒoÐ
90D?@9E6$&8*#,8GO$62&8*.&0)*&#+
Ø9
-I=4G

X0CG=B01HG
³~Y
Y=IQ=>K4?=
"\$
xí³~Y
(CSC14K@J=
R=IQ=>K4?="\$
sn
M@QBC> 7" &;2$ &;2$
²z
f@C[@4>? $9 &$2" $829
OU
+4>QB4>? !; $%2$ !92&
‚
dCkB0C $$ 92; #828
ƒ
O4>kB0C 7! &!29 "72"
çY
f@

4> $7 &%2& 8728
„…
M@>?K4> " 72& 8;28

B4>?I40 7% &72$ &%%
µD
,0K41 $$8 &%%
N
=@
Ö׶ˆÆÇoÐ
90D=@9E608&""E."*6.&8*&"8#,*E6E62#,E#)86E#$2
$E
-?=b4

4SR1=G
³~Y
Y=IQ=>K4?="\$
P”ԁ
*HCQ4K@0>41H=?I==

4SR1=G
³~Y
Y=IQ=>K4?="\$
% _$# &$ #27
­)Tc
e>H=IRI@S4I5 9$ !%2!
$; _!# &%7 !#2$
­)
YI@S4I5GQB001 ;& $;28
!; _;% 9; !$2&
fH
fC>@0IB@?B GQB001 ;% $;27
;% _&%% &" "2#
¾HuTX@?B GQB0014>H CR &# ;2;
µD
,0K41 $$8 &%%
µD
,0K41 $$8 &%%
66
=>=@
ØÖ0ÙÚÛÞÜݝÞoÐ
Yq
7
AT«°

4
$$8
ioÝ\ÓH
!
1
#
$3Ïܱ&Z,™[Fo
&#!
F
!
ðì\ә
;"2#\#
#3Ïܱ&Z,™[Fo
"!
F
!
ðì
\ә
7$2#\!
¶Ÿ±&Z,™†‡k̺/™
&
™6
!
[FŸ þV}
$%%8
$ Z†‡º°
›
!
çq
!
Ý$
!
ð}Z\ә
8%2#ÄÓÌ{
$%%8
$™ Z
!
ðì}Z\ә
#!2!\&
qg&
Økíƒ}Zԁ™6‚
!
¶ø™3Êæ¥@ê
,!
çq
#
Ý$
!
Z,¶ø™¤/3Êæ¥Ì
!%
ï9
&
N
A@
ØÖÜßéàÎÚÛUoÐ
90DA@9E6E#)86E#$28E(&+% 6FO6.&6+"62
,#.68*2&88*6.8
[FwŠ
X0CG=B01HGK5R=G
£òf
(B4I4QK=I@GK@QG
Ûý
dI=EC=>Q5
³~Y
Y=IQ=>K4?=
"\$
#3ÏÜ
+=J=I=WR=I@=>Q=H % "! 7$2#
3ÏÜ
*WR=I@=>Q=H & &#! ;"2#
µD
,0K41 $$8 &%%2%
N
B@
àÎÚÛUd)
90DB@9E6$&8*#,,#.68*2&88*6.8
±&Z,
d0I=GKH@G4GK=I
Ûý
dI=EC=>Q5
}Z\Ó
-L=QK=H G4SR1=G"\$
ì\Ó
,0K41G4SR1=G"\$
\Z
d@I= &8 &&2" "29
 Z
>0T &$! 8%2# #!2!
¡¾,
Y=GKG ; 729 $2;
‡ˆ
,B=LK ! $2; &28
òd
K`B=IG $ &27 %29
µD
,0K41 &#! &%%2% &%%2%
66
N
C@
ØÖUÜݝÞ
90DC@9E6$&8*#,E#)86E#$2)86"#+#G&"$#8868
æ¥f
.0GG=Gb5C4>

X0CG=B01HG
³~Y
Y=IQ=>K4?=b% 78 $!2"
& _& %%% &$ "28
& %%& _! %%% 77 $&2!
! %%& _&% %%% 7; $72!
&% %%& _#% %%% $9 &828
#% %%& _!%% %%% ; 729
µD
,0K41 &#! &%%
66
=>A@
ØÖ_eàÎáâUãäoÐ
q
;
ž$[FCù±&7I™×W
!
4
$$8
i
9&&
& ( )
!"
"
6
oÝ\ÓH
!
W×Cù±&7I™[Fo
8"
F
!
ð
ì\ә
782$\!
ߟ–q$êW×Cù±&7I
™[F™
&!&
F
!
ðì\ә
;&28\!
ÄqŸ[F
Cù±&7I™×WÌYZ‘™
&
N
H@
ØÖ_eàÎáâUãä
90DH@_#)86E#$28) <&$&+%+688*# O.*&"&O*6
&+,#.68*&+8).+"6
Cù7I™×W
V@1@>?>=GG
£òf
(B4I4QK=I@GK@QG
Ûý
dI=EC=>Q5
³~Y
Y=IQ=>K4?="\$
êW×
P=1CQK4>K % &!& ;&28

V@1@>? & 8" 782$
µD
,0K41 $$8 &%%2%
66
76
ãyKL
A>?@N#%&8*&"
=>U<7
ÓPH(~™·¹Ì[FCù±&7I™×
W
!
ÄÌ,i—]™o~·¹
!
ôoLño
!
@Ì,
iÂÒV
!
ÝTÓKLlŒ…†
.0?@GK@Q
‰Š‘’
Ãg~
& .0?@GK@Q
‰ŠrŒg·¹Vo~·¹
™~
!
Ì~i0ÂÒV™Q€‰Š
& .0?@GK@Q
Ãg‰Šçc

RI0A"A&$ A
=WR"
+
M
$
/
3A&
/
3
I
3
$
& M=WR"
+
M
$
/
3A&
/
3
I
3
$
A
=
H
& M=
H
A;"$&
66
·¹

V[FCù±&7I™×W
!
µ[F
oCù±&7I™×W
!
·¹V
&#
µñoCù±
&7I™×W
!
·¹V
%&
,5þV

†‡[FC
ù±&7I™t(ÊoFt™£ò
%
3ð™ÄÓ
Ña
%
±&Z,Tu±&7IÁ2Ê
&
A>=@
=>_l¸D;Y
‹Œ
Y&;2%
³D^_W[F`‘’
.0?@GK@Q
Ãg•Q
!
X˜iDE™·¹*õ‰ŠH
UV5·¹‘’Ãg
!
¯á£| ”²
!
ˆžçq
"
Ý$
&
N
K@
=>_l¸D;Y
$
90DK@768)$*#,O.G6*6.68*&G*&#+
·¹
/4I@4A1=
²
(0=L@Q@=>K
žÛf
@?>@L@Q4>KJ41C=
Ï:Yý
Q`QCII=>Q=I4K=

(0>GK4>K
:&$29$8
!!!
%2%%% %2%%%
Ft$E
-?=
:%2!9"
!
%2%8$ %2;%8
FtP”ԁ
*HCQ4K@0> H=?I== %2$#" %2$"; &2$97
3ðhº=v
+CSA=I0LL4S@1514A0I %2$8& %2&&" &27$!
&Økí
d0I=GK4I=4 :%2 %2!&" %28#8
3ð¿õt(ªw
"
òd
$,B=S4@> G0CIQ=0LB0CG=B01H @>Q0S="0KB=I$ %2%&7
66
&
d0I=GKI5
&2&9$
!
%2%#; 72$9#
66
[
-?I@QC1KCI= :&2!&# %2&$" %2$!7
66
[&
-?I0L0I=GKI5 %2"9& %2$7% $2$%;
M]^wԁ
,B=H=?I==0LH=L0I=GK4K@0> :%2&8# %2#"; %287&
»&í½];
-L0I=GK4K@0> R0G@K@J=4K@KCH=G %2!%7 %2&$9 &2!9;
±&Ì!3ÏÜZ,
VB=KB=IB0CG=B01HGB4J==WR=I@=>Q=H L0I=GKH@G4GK=IG0I>0K
%29"!
!!
%2%$$ $2;#%
Z,Šª™3Êæ¥Ô
*WK=>K0L=Q0>0S@Q10GG=GQ4CG=H A5H@G4GK=IG
%2$9$
!
%2%#$ &27!%
±&7I™ýUԁ
X0TSCQB Z>0T4A0CKL0I=GK@>GCI4>Q=
%2!79
!
%2%## &2##$
±&7I™+);
VB4K4K@KCH=B01H K0T4IH KB=H=S4>H@>?0LL0I=GK@>GCI4>Q=
$2!%;
!!
%2%$7 &&2%89
±&7à™;
VB4K4K@KCH=B01H K0T4IH L0I=GK@>GCI4>Q=RI=S@CSG
:727%7
!!!
%2%%% %2%7"
±&7Ií[&
X0TSCQB @>GCI4>Q=Q4> Q0SR=>G4K=
%2899
!
%2%89 &2!%"
23~Ú7àcC7;
VB4KT@1@>?>=GGK0R4IK@Q@R4K=@> GCQB @>GCI4>Q=RI0?I4SGT@KB
GK4K=iGCAG@H@=G
&29%#
!!!
%2%%% ;2"$$
‰Š™/0]/Ç
30H=1@>K=?I@K5K=GK
‰Š‰j/Çf
30H=1QB@iGEC4I=K=GKJ41C=
&&82!8&
!!!
:$
WF6f
:$ .0?1@Z=1@B00H J41C= &;!27#;
+4?=1Z=IZ=8
$
%2#8$
³~Y?#
Y=IQ=>K4?=Q0II=QK@0>"\$ 8!2!
66
$!!!
1c%2%&!
!!
1c%2%#!
!
1c%2&E
%$&
6!
#
# yP:“

[FCù±&7I×W™ãy~
***
Tz*VI
66
Ò`q
"!
Y‰Šbµjkª«
!
‰Š‰j/
dzD̞ۙ
! :$
WF6fƒ
+4?=1Z=IZ=8
$
f@•gµQ¹º
&
å
!
jÔì0\™/Ç̞
ۙ
&
A>A@
=>;Y(q
Yq
"
A7

Ft™P”z—
%
3ðhº=
%
&
Økí
%
öØM]^w™Ô
%
»&í½]W[FC
ù&Ø7I×WñožÛ†‡
&
W[FCù7I×
WožÛ†‡™t(oTc·¹

4
&%žÛ]z
—\žÛ™·¹oFt$E
%
[F3ðt(¿õ
%
[
FW±&7I™ýUԁ
%
Z,Šª™3Êæ¥Ô
ƒ±&7Ií[&
#
4
#žÛ]z—\žÛ
™·¹o[F™±&Ì!3ÏÜZ,
%
[FW&
7I™+);
#
4
&žÛ]z—\žÛ™·¹
o[FW&7à™;
%
23~Ú7àc™C7

&
7272&6
íî¯ïBðñLj•òíóôõ…ö
÷ø,¸¹
6
Ft™$E†‡jóÌÁ(™
!
¶Ÿ
$E—/
!
Cù±&7I™×W—u
&
W[Fª
!
±&7IBgÀ:$Z
!
Ft$E—/
!
ÿ}À$Z
—¥
&
3ðt(¿õªw_Íg&™[FCù±
&7I×W̞ۙ
!
YÏ:Yª«
!
_Íg&¿
õ™[FCù±&7I™Ï:YÌ£[&
72$9#
-
&
7272$6
ôõùúûüLj•òíóôõ…ö÷
ø,¸¹
6
$W[FCù±&7I×W™†‡jó
Ì#ó™
!
¶Ÿ3Ïܱ&Z,™[FYño3Ï
ܱ&Z,™[FW×Cù±&7I
&
q
"

$
!
3Ïܱ&Z,™[FCù±&7I™Ï:Y
(Yño3ϱ&Z,™[F¾°
&2;#
-
&
[F
3솱&Z,
!
¶ŸÏ:bý/
!F
fÖ/
!
4
8l%
´š™Ò&c
!
Œ¢·{Hòd·¹ê·
!8
™f¡/
!
[F™Cù×W—¥
&
™6
!
Z,Šª™
3Êæ¥Ô—¾
!
[FCù±&7I™×W—¥
!

!
Cù×W—u
&
727276
ôõ…öLj•òíóôõ…ö÷ø,
¸¹
6
[FW±&7I™ýUԁ#ó†‡Cù±
&7I™×W
!
[FW±&7I—ýU
!
CùW×±
&7I—¥
!
(ܪêýU±&7I™[FêW
×Cù±&7I
&
Y[FýU±&7I™æfV
$27%
ª«
!
‘gH,f
7!
׈#[FŸ W±&7
IMê›ýU
&
[FW±&7I+);†‡£k
@Ì#ó™
!
þVo+)±&7I™[FYz+)
±&7I[FW×Cù±&7I
!
o+)™[F
Cù±&7IÌz+)™[F
&&2%89
-
&
±&7
Ií[&¾
!W
f—/
!
[FCù±&7I×W
¥
&
Yq
"
H™| ”²ƒžÛ]z—ª«
!
[
FW±&7à™;ƒ23~Ú7àcCù±&7
I™;W·¹™¨©Ì¤žÛ
!
†‡{
"$$

3!
±&7à™;†‡Ì(ó™
!
þV±&7
àV™[FêW×Cù±&7I
#
23~Ú7à
cCù±&7I™;æfÌ
72"&!
ÁWño7à
~Ú÷CùWןž&¾ý
!
ßÍW[FCù±&
7I×W™†‡Ì#ó
!
ö23~Ú7à®
!3
fc
²
!
[F™Cù×Wf\o
&
A>B@
=>UÜM±Ë
Ò`èo™KL‚ž
!
4&—×w#V
$%

[FW±&7IGHWe™Ñac
!
[Fvw±&
7IÂɊ{
"$$
o2Äѝ`.q
8"
S…V
“
!$%%;#
=3=
!&999#
I0
!$%%9$&
N
L@
ØÖåæàÎáâÊç=>U¶èlø
90DL@Q8&"2* #,E#)86E#$2)826"&8&#+G#26$#,
O.*&"&O*&+% &+,#.68*&+8).+"6
{|
)>H=W
f
Y4I4S=K=I
{|
)>H=W
f
Y4I4S=K=I
°¹
,B=K@SA=I5@=1H
"T$b"S
7
.BS
:$
$
&#%
Z,Ï:™æ¥ý
.0GGI4K=0L
4QQ@H=>K"F$ "\$
"%
1}f7=p
(0SS0H@K5K@SA=I
RI@Q="1$b"5C4>.S
:7
$
!8#
7Iàý
)>GCI4>Q=I4K="3$ "|$
7
Z,Ï:bý
YI0A4A@1@K50L
I@GZ " #$b$&2;
í[&ðì楙³

,B=I4K=0L
Q0SR=>G4K=K0K0K41
10GG=G"W$ "\$
&"2%9
66
Ò`q
8
H™Á2`Dœ[Fvw±&7I
ÂɊ{
"$$!
AT¯á31}&™[FC
ù±&7I™×W
8a:7%$2;7!!8c%&
YDœˆ
žAT«°

4\e–—`à_c
!
[FCù±&
7I™×WÌYZ‘™
!
WQ]vª
!
ž6ÌêQ
Cù±&7I™
&
1}™=p
%
Z,Ï:býƒ
æ¥ýêÌvV䌢™
!
å
!
4
#FW`3
™à_
c
!
°¹ƒ=pÊë[FCù±&7I×W‚
#Y2²
&
ÉÜb·Üo™7Iàýƒí[&ðì
楙³~ýLÌ&¾[FCù±&7I™¤ÒÓ
ͤoݙÔÕ
&
ÜXq
8
H†‡[FCù±&7I×W™†‡
Ê™~.q
9&
&$&
& ( )
!"
"
6
N
d@
ØÖ_eàÎáâaˆ{í(q
90Dd@T+,$)6+"6,"*#.+$48&8#,E#)86E#$2)8<&$&+% #,O.*&"&O*&+% &+,#.68*&+8).+"6
Ê{|
d4QK0I@>H=W
·”é
,B=S4?>@KCH=0LQB4>?=G
Z,Ï:bý
YI0A4A@1@K50LH@G4GK=IG"\$ $& $$ $7 $! $# $; $"
×W
V@1@>?>=GG :$;82$7 :&""2%" :8#29$ #2$! 9;279 &8"2## $"82"&
Z,Ï:™æ¥ý
.0GGI4K=0LH@G4GK=IG"\$ 7% !% #% ;% "% 8% 9%
×W
V@1@>?>=GG :& 7782;; :& %#"278 :"";2&% :!9!28$ :$&72#! ;"2"! 7!92%7
7Iàý
)>GCI4>Q=I4K="|$ &2# $2% $2# 7 72# !2% !2#
×W
V@1@>?>=GG "882;$ !$!28" ;&2&$ :7%$2;7 :;;;278 :& %7%2&7 :& 797288
í[&ðì楙³~ý
,B=I4K=0LQ0SR=>G4K=
K0K0K4110GG=G"\$
&; &" &8 &9 $% $& $$
×W
V@1@>?>=GG :!$$2#7 :7&$2#7 :$%$2#! :9$2#! &"2!; &$"2!; $7"2!#;
66
66
Yq
9
AT«°

Z,Ï:bý
%
Z,Ï:™
æ¥ýƒí[&ðoì楙³~ýÊW[FC
ù±&7I!:™†‡
!
ö¼0†‡ÊY­á/
4Ï:·”÷
!
Cù×W@Ym\oV#
!
¶Ÿ
[FYêW×QóW×Cù™ÜÔ
&
7IàýY/
á­Ï:·”÷
!
×W¡Y#c²Vm
!
qî[
FYW×CùQóêW×Cù™ÜÔ
&
!6
ˆ^ƒ`$
Ò`\eW[FCù&7I×W™žÛ]ˆ
ž«
!
Vý9~?º[FCù&7I™í½]
%
~
…[F™&“I
%
&¾[Fð­“I™ä=
!
"Y
Tc¦ijkõO
&
B>?@
¥¨æ¼ÎœÜÝ

hxØÖUvéüO
Y[F™t(¿õªwÄ,·¹ª«
!
3ð¿
õt(_Íg&¿õ™3FCù&7I™×W
¥
&
çž/=ÏÐ[&3Ê¿õ
!
àY$&™
[F&¾¿õ
!
&¾&7I™7I¾”ä=
!
¡C
ù&7Ií½]@Q&¾
&
B>=@
êëìæΜâd

íîØևàÎáâUF
dïð
™WöÒê•\™±&7I̯
%
[F±&7
I×W꾙Ñac
!
òHAäÎ4[Fño~á
rµ5™Ié
!
V±&ÝkWZ,éwZ[
!
?
ÁW™Ié£R×,
!
´šêý[F™+)
&
å
!
"í½èÏ[鐙7I
!
_à±&7I̯™
ô•\ƒ.c
&
B>A@
ñ¥›ò‡àÎáâUóô¨“

hxõöÎ
á÷øùÞúûü“
Y‰Šˆžq
"
A7

[FW±&7I™7à
;ƒ23~Ú7àc™C7×WÄ
$
i·¹Ì¤
žÛ™
!
ô[FWCù7IÝð­™7à†‡ÌT
ª
&
Yq
8
H™–—`à_c
!
ºoö[FŠ
‹™7à
3
%
%2%$#
÷
!
[FLW×Cù±&7I
#
ë\Wí[&
W
(
$%a
÷
!
[FCù±&7I™
×WV#
!
çêDE=p{™†‡
!
ô@q
8
™
`Dœ¯áí[&V
&! ##%
9
!

;!2;"
9
.
BS
:$
&
å
!
&¾1}&™7à~Ú&
!
²‘[
FŠ‹™7Iàý
!
LË&¾±&7I™í[&
!
Ä\LÌ&¾[FCù±&7I×W¤oݙ
ÔÕ
&
B>B@
ñ8àÎáâý.Uþ´

7ñàÎáâUÿ
Փ
Y?@HA7
!
[FW±&7I™ýUæfV
$27!
qŸW±&7IM•gê›ýU™Ô
!
ë÷
‰Šˆžq
"
H
!
[FW±&7IýUԁ™†‡
@Ì£RžÛ™
&
å
!
ATQUV[FW±&7
I™ê›ýUÌ»‚[F&7Iêí½™›(y

&
iC±ý&]iÃ7I6
!
M¯ë÷W[F‘
’Œæ±&7I7¢
!
ŠJ7IGH™êWe]
&
B>C@
êë¨!Μ¥Ö"?Î#œ_eáâ

$%
¥¡”•
&bDTª
!
¥¦™&vw»Öý,n&
/FL»&À
!
@oF[Ø9׌
(

h
Ä
Ø
h
[F
)
“ù<9[rµU»&
!
VŠº&
[¯¿ƒ_‘&93Êãá›(UŒ
&
4~W[F
Cù±&7I÷
!
ïðâ¶&/FL»&ÀC
ù7I
!
ž&/F™âëUŒ
!
ôr[FCù7
I™‘Ô
&
(&¾[FCù±&7I™í½]
!
ÌÐX!
u[F
%
iC
%
˒
%
7I{Ö
%
I™˜iIÔêÉ.cƒ%?ÏЙÕÖ
&
iÃ]
±&7IÃř`º
!
&¾±&7I™:7ý
!

&[ƒÀ*+“Iä=
!
?4ãÚHë\Î4,
²lÕÖ
!
ç&=%
í[&Ü‘
%
1}
&™:7ý‘“
&
å
!
±&7I™ÏЂjMX
(,iYZ±™ÜÔ
!
Î4™ÕÖoœâãQQ
[v™2Ö
&
$$&
6!
#
# yP:“

[FCù±&7I×W™ãy~
***
Tz*VI
_ ` + ,
S…V
!
Ã$ò
U$%%;U
Äg&iÙ1}&3:v¿äù:v
“IKL
U
&()
!!$"&$$ &$% :&$#U
Hiª
!
Tn:
!
Mq¦
U&99"2
Aú:±‰Šubµ”~
U
DF
&žKL
!&$"$$ &7& :&7"U
¾
6
Á
U$%%7U
±&Z,3ÊùWÃKL
U
FG

H2&°P
Q
!& :"U
1ÕO
!
ŽUP
U$%%9U
[ŠZ7I])xj’V«quWÃ
U
VO
[/))
QQ()P
!8"&$ #$ :#"U
s\:
!
Q
6
æ
!
O
6
«
U$%%;2
±&7I̯™Gkk€ƒ`Wü
¢
U
NFÓ/))!$&";$ 89 :9&U
’Põ
!
o
6
Ç
U$%%92
À÷#Ò0&š¢bDiÑÔù´µ
Ý<=
***
Äga…
%
z*
%
ŽzƒABc‘™bDãÃ
U
[
ŠÂ3Ê
!";$ 9; :&%#U
’{P
!
Mi:
U&98#2
2g±&7I™µÁÕÖ
U
•¤H2
! "!$
$8 :7$U
’{P
U&99;2
ç 2 ± & 7 I Ï Ð ™ à 4 u … v
U
H 2 &
!
"&%$ 7!U
Q]Ÿ
!
H„J
U$%%92
&š¢bDˆ^c™ê*iÃ]±&7I
ÏÐKL
U
9aÅ4KL
!"9$ !% :!!U
Q\ c
U&9892
2 g ± & 7 I $ o À ™ ‘ Ð
U
ê * &
!
"!$ $% :$7U
M
6
m
!
Sc½
U$%%#2
2g‘,;Bб&7Im™KL
U
&
3ÊÕÖ
! $#"!$ $7" :$!&!$!;U
=3=
!
Røì
U$%%82
‹Œ
-P,
ŠÂÏб&7I™G3
U
&3
Ê
! "&$ #8 :;&U
=3=
U&9992
±&7IHµQ–—7Iàý™G3
U
&vwÞ
Q
!"#$ # :9U
=3=
!
Røì
U$%%%2
ç2±&7Ikí™ü‚ù™ 
U
&…C
!
"#$ $ :;U
ƒ
6
r
!
È5
!
n
6
g
U$%%82
ç2±&7IÏФ”™ì„‡y
uWÃ~
U
&3Ê
!"&$$ ;9 :"7U
ƒ
6
r
U$%%92
ç2OjÒ0&9±&7I$ÏÐWÃKL
U
FG
&/)«Æ)f^P
U
n
6
g
U&99;2
&7I‘
U
&3ÊÕÖ
! "$$ #& :##U
P
6
:
U&98#2
ó2±&7IÓUKL‘ÈQ´e
U
•¤H2
!"!$
$$ :$!U
I
6
0
U$%%9U
a…[l7IêÖ?K\’
U
H27IU
WøŸ
!
ò|y
U&98;2
a…‘ÒÇ̱&7IÃÅÑa?@
U
&
3ÊÕÖ
!"$$ !! :!"U
!
/012
6
Ú:Û
"
7$&